New Build Investor Strategy
Budget 2026–27 · Takes effect 1 July 2027

Investors who got in
before May 2026 are
holding everything
they've got.

New builds are now the only way to invest in property and keep the tax benefits. These benefits only apply to investment properties — not your home. Tell us your situation and we'll show you exactly what's possible.

01
Existing investors won't sell
They keep full negative gearing as long as they hold. The moment they sell, it's gone forever. So they're holding. Supply dries up.
02
Buying established now means losing the tax benefit
Negative gearing only applies to investment properties — properties you rent out, not live in. From 1 July 2027, that benefit is gone for established properties purchased after 12 May 2026. You can't use the rental loss to reduce your tax bill.
03
New builds keep everything — and the right ones are hard to find
Full negative gearing. Full depreciation. CGT choice on exit. Fully exempt from the changes. QLD land in growth corridors is constrained and moving fast. Knowing where to look — and who to call — is most of the work.
Free · 2 minutes · QLD lots available now
Qualifying your situation
Question 1 of 5

Where are you starting from?

The right strategy looks different depending on your starting point. We need to understand yours before we show you what's available.

Qualifying your situation
Question 2 of 5

What does wealth through property mean to you?

No wrong answer. This shapes which numbers we lead with and what a broker would prioritise for your structure.

Qualifying your situation
Question 3 of 5

How seriously are you considering this right now?

The lots we have access to in QLD are allocated on a first-come basis. Your timeline affects what we prioritise showing you.

Running your numbers
Question 4 of 5

What's your annual income before tax?

Your tax bracket determines exactly how much negative gearing puts back in your pocket. This is the single most important number in the strategy.

Gross annual income
$
Running your numbers
Question 5 of 5

How much can you put in as a deposit?

20% avoids LMI and unlocks better rates. Less is still workable — we'll show you both scenarios in your results.

$
Your strategy is ready

We've run your numbers.
Here's what we found.

Enter your details to unlock your personalised tax saving estimate, cash flow projection, depreciation benefit, and 10-year wealth model — plus the QLD lots available at your price point right now.

Your annual tax saving at your income bracket
Weekly cash flow after mortgage, rent and tax benefit
Year 1 depreciation from a QLD new build
10-year capital growth projection
Available QLD lots at your price point

🔒 No spam. Used only to send your results and for our team to follow up with available lots and strategy options.

Your QLD New Build Strategy

Here's what you stand
to save and gain, there

Save every year
—
Annual tax saving at your income bracket
Gain over 10 years
—
Projected capital growth at 6% p.a.
at the same time
⚠️
Every year you wait on an established property instead, you leave — in tax savings on the table — money that would have come back to you automatically.
Weekly out-of-pocket
—
Year 1 depreciation
—
Non-cash deduction — new builds only
Property value in 5 yrs
—
10-yr tax saving total
—
Cumulative tax back over 10 years
Total return on your deposit — 10 years
—
What this means for you
Metric
New Build (QLD)
Established (post May '26)
Negative gearing vs salary
✓ Fully intact
✗ Not available
CGT on sale
✓ 50% discount or indexation
Indexation only, 30% min
Year 1 depreciation
✓ ~$10–14k non-cash deduction
Minimal on older stock
Borrowing capacity
✓ Standard assessment
Banks cutting up to 20%
Stock availability
✓ Direct from developer
Existing holders won't sell
Disclaimer: This strategy tool is for general information purposes only and does not constitute financial or tax advice. All figures are indicative estimates based on a representative QLD new build at ~$650,000, a rental yield of 4.5%, current lending rates of approx. 6.3% p.a., and your stated income and deposit. Tax savings are based on marginal tax rates only and do not account for individual circumstances, additional deductions, or ATO assessment. Capital growth projections at 6% p.a. are illustrative only — past performance does not guarantee future results. Always seek independent financial and tax advice. Legacy Lane Finance Credit Representative 557276 | Australian Credit Licence 389328.
When works for a
strategy call?

We'll call you on with your numbers and available lots ready. Takes 10–15 minutes.

Call confirmed

We'll call during your preferred window. We'll have your strategy numbers and available QLD lots ready.